On July 13th, the "Fourth Global Financial Technology (Beijing) Summit" hosted by China Financial Forty Forum and Financial City was held in Beijing today. Zhang Jianhua, president of Hua Xia Bank, talked about the construction of open banks in his speech. In terms of technology opening, there are two open ones. First, how to introduce the latest technology big data, cloud computing, mobile payment, and mobileization. These are actually more traditional. In the future, we know more, artificial. Smart, blockchain technology, these applications are also a lot, we are now trying.