According to the analysis of the Korean financial circle, it is difficult for the Korean virtual currency exchange to comply with the AML (Anti-Money Laundering) policy of the FATF (Financial Action Task Force). A senior executive of a commercial bank said that if the encrypted exchange wants to meet the FATF standards, half of the employees need to work on anti-money laundering, the payroll is higher than the bank president, and the pool of human resources is limited.