According to the First Financial News, on April 10, Jinshan Cloud established a strategic partnership with Xiaomi Finance and Xinwang Bank. It is understood that Jinshan Cloud will provide AI, big data, blockchain and other blessings for Xiaomi Finance. Xiaomi Finance mainly relies on the resources accumulated in the upstream and downstream of the industry chain to provide customers with technical solutions. Today, the important fulcrum of financial technology is technological innovation, not innovation of business form, which needs to provide protection through technology. For example, some small and micro enterprises have demand for cash flow and corporate credit in the process of capital flow. At this time, blockchain technology can ensure that assets and credit lines are more transparent. He also pointed out that the biggest problem at present is to reach a consensus on the technical knowledge of blockchain.