Wang Yongqin of Fudan University: Risk monitoring of borrowing enterprises can be realized by means of artificial intelligence and blockchain technology

According to, on July 26, Wang Yongqin, a professor at Fudan University’s School of Economics and director of the Greening Emerging Financial Business Research Center, published an article entitled “Three Tips for Cracking the Financing Difficulties of SMEs.” The article pointed out that there are two forms of finance, one is Based on traditional finance of mortgage assets, Fintech is based on information and big data. It builds a user information database through big data technology and evaluates credit risk based on information. With the help of big data, artificial intelligence, blockchain and other technologies, financial institutions such as banks can be helped to achieve risk monitoring of borrowing companies.