On August 11, Xinhua News Agency published the article "Financial technology is returning to the essence of finance." The article pointed out that the concept of digital currency such as Libra has recently been well known by many people, and the application of financial technology is accelerating the promotion of financial change. The industry believes that financial technology is bringing profound changes to the financial industry, but the nature of finance always needs to be respected, and financial risks always need to be awe. From the application point of view, digital cryptocurrency is only a form of financial technology application. In the aspects of inclusive finance, payment settlement, wealth management, financial supervision, etc., financial technology is playing an increasingly important role, changing the inherent nature of the financial industry. Operation mode.