According to foreign media, Ripple SVP Asheesh Birla said that MoneyGram is using the xVia API to access RippleNet for cross-border payments. Birla further said that legacy systems (traditional financial institutions) will also use xVia to connect to RippleNet, and RippleNet uses both xCurrent and xRapid to settle payments. He added, “It’s usually the originator/sender of the payment. It makes it easy to get up and running.” Twitter user @xrphellen reiterated Birla’s response, saying “this is basically a company that processes supplier invoices through SAP products. Using xRapid, Birla accepted this analogy. He further stated, "This is my idea. However, we currently have no formal relationship with SAP."