On August 20th, the "POW'ER 2019 Global Developers Conference" hosted by Mars Finance was held in Beijing. Zhu Jiaming, dean of the Digital Assets Research Institute, said in his speech that the goal of the monetary economy in the 2020s is inclusive finance, which is embodied in four points: monetary and financial hegemony and monopoly are coming to an end; monetary and financial science and technology revolution is maturing; monetary and financial resources are not allocated Both tend to be equal; the monetary and financial system is diversified. From this, he has judged that a major transformation including structural, institutional and systemic has begun. We are likely to be in the historical “turning point” among them. The question is how to choose the next direction.