On August 27th, Xue Hongyan, assistant to the dean of the Suning Financial Research Institute, published the article "The most comprehensive interpretation! Read the article on what information the central bank's financial technology plan has passed. The article said that the enterprise version of digital currency is still hopeless. Regardless of whether it is a blockchain or a digital currency, "Planning" has not been mentioned, but the blockchain technology is vaguely mentioned in the section "(8) Sound Network Identity Certification System". This shows that in the next three years (2019-2021), regulation still encourages financial institutions to explore the application of blockchain technology on their own, but it is not a policy focus (perhaps related to the maturity of blockchain technology itself). As for the digital currency, the legal digital currency is already "out of the box". Market institutions have explored the currency on their own and still do not see signs of lifting the ban. Note: Recently, the People's Bank of China issued the FinTech Development Plan (2019-2021).