According to the financial network news, in recent years, the state has repeatedly advocated financial openness, integration of industry and finance, and the use of financial services to simultaneously improve the development of the real economy. Bai Ruiming, deputy secretary general of the China Banking Association, believes that supply chain finance is a viable model for small and micro enterprises, and technology can play a big role in it. He said: "With the development and application of big data, artificial intelligence, blockchain and other technologies, the integration of small and micro enterprises and financial capital may be more convenient. In this process, the role of banks is more diverse and needs to be expanded. Serve the connotation of nation-building, realize the economic ability of the service entity, and provide flexible and diversified service methods."