According to the First Financial News, on September 24, the People’s Bank of China Governor Yi Gang responded at the press conference that the People’s Bank of China has been studying digital currency since 2014 and has made positive progress. Affected by this, the concept of digital currency led the gains. At the close, the concept index rose more than 3%, and the Golden Crown shares were up. Southwest Securities believes that the central bank will launch the world's first digital currency, and the banking IT and payment industry is expected to usher in a major change. From the hardware point of view, the introduction of the central bank's digital currency is expected to reshape the existing payment system and technology, and create a new wave of change; from the software point of view, the bank IT system, especially the core system of the bank, is expected to be reconstructed and upgraded. Bringing the growth of new orders for bank IT suppliers, the industry leader is expected to become bigger and stronger in the new round of technological changes.