According to the report of the Central Broadcasting Network, Hu Xiaoming, president of Ant Financial Services, said at the main forum of the 2019 Yunqi Conference that today, in the digital economy era, the biggest change in financial technology is “offline finance has gone online finance”. Technology is changing the way finance is done. Technology also makes finance safer, smarter and more enjoyable. Based on the five “technical” capabilities of data intelligence, security risk control, blockchain, biometrics, and privacy protection, technology will create greater value in more in-depth financial innovation.