According to China News Network, on October 26, at the 16th China Finance Annual Conference, Hu Xiaoming, president of Ant Financial Services, said that finance was driven by technology and has gradually moved from offline to online. Online finance must rely on technology as innovation, data as innovation, artificial intelligence as innovation, blockchain as innovation, and core risk management. He also proposed the five "technical" capabilities of financial technology innovation, namely data intelligence, security risk control, blockchain, biometrics and privacy protection. "Data intelligence is the key engine of financial technology. Security risk control is the basic guarantee of financial technology. Blockchain is the trust infrastructure of financial technology. Biometrics is the connection between financial technology and the physical world. Privacy protection is the first trust of users. Guidelines."