According to Sina Finance News, on October 29, at the China-UK Financial Technology Summit Forum, Xu Hao, vice president of Ant Financial Group, said that the bottom layer of mobile payment is still based on the banking system and the central bank system. The service scene is touched by mobile technology. Realization, in fact, is also a kind of cooperation; technological innovation is to persist in innovation and accumulation under the service of the real economy. The payment technology is good, the database technology is good, or the blockchain technology is good. The technology should be applied to the entity scenario. The service entity scenario is one of the effective measures to prevent risks.