According to financial sources, Ma Zhitao, deputy governor and chief information officer of Weizhong Bank, said in an interview that at present, the Chinese banking industry is paying more and more attention to the development of financial technologies such as blockchain technology, and most banks regard it as a development focus. With the direction of transformation, the market is in a period of rapid development. The core functions of financial technologies such as blockchain technology in these cooperations are often to provide efficient and low-cost infrastructure for traditional banks, and to help banking institutions continuously improve transaction efficiency and reduce costs through technological innovation, thereby enhancing risks on this basis. Management capabilities and asset allocation capabilities. Compliance is the bottom line, innovation is the way out, and the relationship between innovation and prudence should be balanced.