The Maker DAO project has voted on multiple mortgages and is expected to launch its first contract on November 18. The action will generate two DAI tokens, and the old Ethereum (ETH) mortgage DAI will coexist with the new loan program. To avoid risk and instability, the Maker DAO Risk Group and the Maker Foundation have decided to make a slow and conservative transition between the two collaterals. After the conversion, the new multi-collateral stable currency will be traded as DAI and the old asset will be renamed to SAI. Maker DAO will create a smart contract to convert SAI to DAI so that both tokens remain at their $1 predetermined value.