According to the daily economic news, on November 22nd, the "2019 China Financial Development Forum and 2019 China Golden Tripod Awards Ceremony" hosted by the Daily Economic News was held in Beijing. Zhang Yu, executive deputy secretary-general of the Beijing Internet Finance Industry Association, said that the core of “financial technology” should be technology. The future development of financial technology relies mainly on the application of three technologies: big data, artificial intelligence and blockchain. He believes that these three technologies are still in the early stages, and they have not found the real best application scenario big data. He likes big data to "reading mind" and the application of blockchain can make "the world has no scams."