In recent years, many financial institutions in Zhejiang Province have promoted the application of financial technology, and have focused on solving the problems of financing difficulties, financing, financing, and bank risk control of SMEs, helping enterprises to reduce leverage, reduce costs, increase profits, and achieve certain results. . “According to statistics, in the past, traditional supply chain financial services could only provide financing services for small and medium-sized enterprises in the supply chain of 15%. After using blockchain technology, 85% of suppliers can enjoy financing facilities.” Jiang Guofei, vice president of ant Jinfu and head of the technical laboratory, said. According to industry insiders, financial technology innovation and application bring full value chain optimization to the financial industry, which has a subtle influence on the realization of inclusive financial functions, market organization mode and service supply mode.