The Financial Times issued a document "Getting out of the "chain"", the value of the insurance blockchain needs to be rationally digging." The article pointed out that in the near future, the blockchain, a new application model that is a combination of traditional technologies, is once again at the forefront. Traditional financial institutions and start-up financial technology companies are therefore actively adjusting products, services and even corporate strategies, and strive to find application scenarios that are suitable for this new model. The insurance industry is also vying for “winding up”, and some blockchain projects initiated by companies and organizations have come to the fore. But after you have passed, you need to think calmly. The current situation of the insurance industry's fragmented “single-player” in the application of blockchain is far from enough to unearth the maximum value of this technology to solve the existing pain points in the industry. From the blockchain technology itself to the rational value cognition to the supporting system regulations, it is still necessary for the participating entities to form a synergy and make exploratory innovation.