Fan Yifei, deputy governor of the People's Bank of China, wrote "Standard Construction to Improve the Level of Financial Governance Modernization" in the 23rd issue of China Finance in 2019. The article mentions that we will continue to deepen the supply-side reform of financial standards. High-quality financial development requires high-quality financial standards. At present, the lack of financial standards and the obsolescence of some financial standards remain prominent. Compared with information technology standards, financial product, service and management standards are still weak, and the applicability of standard content still needs to be strengthened. The establishment of standard working mechanisms for financial institutions needs to be improved, and there is still a certain distance from meeting the requirements for high-quality financial development. To improve the quality of financial standard supply, on the one hand, it is necessary to make up for the shortcomings of key areas, comply with the development trend of artificial intelligence, big data, cloud computing, and blockchain applications in the financial industry, and strengthen blockchain application and data security in the financial field. The provision of standards such as distributed databases, and accelerated development of inclusive finance and consumer rights protection standards such as precision poverty alleviation and convenient financial applications; on the other hand, it is necessary to conduct pre-research on standards and keep up with the hot areas and development trends of digital finance , Do a good job of pre-judgment of domestic standard requirements, and strengthen standard guidance.