The much-watched private banks are about to go through the first "five years." From a breakthrough of zero to nearly 20 companies today, its development is getting better. Since the beginning of this year, the regulators have frequently voiced their opinions on small and medium-sized banks and continuously increased their policy support. Industry insiders said that, under a series of favorable policies, private banks have added new development momentum. It is expected that the field of fintech represented by blockchain will become the "main battlefield" for private banks to counterattack and exert their efforts.