On December 17th, the 3rd China Internet Finance Forum 2019 was held in Beijing with the theme of "Fintech helping modern financial system construction". Pan Gongsheng, deputy governor of the People's Bank of China, failed to be present for some reason, and Zou Lan, director of the Financial Market Department of the People's Bank of China, delivered a speech. In his speech, Pan Gongsheng pointed out that in the development of technology-driven new financial activities, we must do a good job: 1. Adhere to the fundamental purpose of serving the real economy; 2. Adhere to the basic bottom line of preventing financial risks; 3. Develop financial services enabled by technology Improve the quality and efficiency of the financial industry; 4. Develop regulatory technology and improve the effectiveness of financial regulation. In addition, it mentioned that since 2016, under the leadership of the Party Central Committee and the State Council, the People's Bank of China has led seventeen departments and governments at all levels to carry out special rectification of Internet risks. Substantial results. For example, a decisive move to crack down on speculative speculation in virtual currencies has avoided the risk of a large-scale virtual asset bubble. In addition, the virtual currency trading platform, token issuance and financing, unlicensed network asset management business, and Internet foreign exchange margin trading are explicitly prohibited to clear the bottom line.