Keith Barrett Carter, an associate professor at the National University of Singapore, said in an interview recently that it is recommended to use the investment pyramid when making any type of investment. The bottom is your savings. This part should be risk-free or very low-risk investment. The second layer is modern venture capital, such as bonds, blue chips, real estate, etc .; the top of the pyramid is the smallest investment with the highest risk and highest It is recommended to place cryptocurrencies in the highest risk category.