According to U.Today, Ripple CEO Brad Garlinghouse recently predicted that the top 20 global banking institutions will hold and trade digital assets. He also expects that more government-backed currencies will be digitized next year. Garlinghouse noted that the industry is seeing some "integration" inside crypto companies, which means that many of them may disappear. "The world doesn't need more than 2,000 digital assets. Although I don't think there will be a single coin that can dominate the world, it is clear that if the asset has no proven use cases other than speculation, it will not survive."