According to the Beijing News, on December 21, Zhu Min, the dean of the National Institute of Finance of Tsinghua University, said in an interview with the media that digital currency is a new competitive point and that the future financial system will be a fusion of digital financial system and digital currency system. He said that artificial intelligence, 5G, the Internet of Things, and blockchain are driving the global economy to digitize. When the entire economy is going digital, finance is naturally going digital. In this context, digital currency is a necessary trend, especially after Facebook's Libra coin issued a declaration to the world. According to Zhu Min, the first form of Libra is cross-border payment; second, it is stable currency, because there are four currencies as support, if it is stable currency, it may become a new super-sovereign currency; third , It is building a new global ecology with blockchain as the main channel, cross-border payment as the main channel, and digital currency as the carrier. In this sense, central banks in all countries must consider developing their own digital currencies. Zhu Min said that as a big country, the RMB must continue to promote internationalization. As our strong finance, researching our own digital currency is an inevitable process. In today's form, it has become a new global competition. The important aspect.