According to interface news reports, Wang Junwen, founding chairman of the Hong Kong Blockchain Industry Association, said in an interview that the launch of digital currency has little short-term impact on C-end consumers. At present, everyone is generally accustomed to using Alipay and WeChat for payment. However, for merchants, if the funds involved in the business are settled in digital currency, the tax department can clearly track the whereabouts of the funds, and taxation will become more transparent. Wang Junwen also emphasized that the electronic money system and digital currency system of Alipay and WeChat Pay are two different systems, and the two may not be able to connect. "If more and more consumers pay through digital wallets, it may affect third-party payment institutions to deposit user behavior data, and their credit information, risk control, and advertising services developed through big data services may be affected."