XRP has performed poorly throughout 2019, and its price has been low for a long time. In response, Mati Greenspan, the founder, trading expert and analyst of quantum economics, said there may be two reasons for this. The first is that Ripple holds a lot of XRP tokens and regularly puts them into the market. Second, banks generally do not need XRP in order to use Ripple's technology. Most of Ripple's partners use xCurrent just to quickly transfer funds, and only a few prefer to use the on-demand liquidity system (formerly known as xRapid) provided by XRP. This means that the token's utility and adoption rate in the ecosystem is much lower than other methods.