Suning Bank Chairman Jin Lao said in an interview that blockchain has explored and applied in banking business areas such as supply chain finance, risk control, payment settlement, and asset securitization. The prospect is good, but the blockchain is Applications cannot be “innovated for innovation”. The application of blockchain in banks cannot be separated from the essence of finance. In particular, to prevent the blockchain from being linked to “coin”, fiat currencies must insist that the central bank is the sole issuer and management By. In the future, banks can use blockchain to better optimize financial services, improve service efficiency, and improve customer experience.