ConsenSys recently published a report entitled "The Central Bank and the Future of Digital Currency." The report states that with the establishment of a tokenized asset market, tokenized payments will be required to settle transactions immediately. CBDC may be a key factor in introducing a viable, broad-based blockchain payment system that can build large, decentralized clearing houses and asset registrations. CBDC will represent a risk-free, widely available alternative. CBDC may also have other benefits. Can bring huge efficiency and cost savings to the financial system.