Ripple CEO Brad Garlinghouse recently spoke about the rapidly changing financial industry. He discussed issues such as Bitcoin use cases and Ripple's IPO plan. He said that Bitcoin is not suitable for micropayments and emphasized the scalability issues of BTC. He said that you wouldn't want to use BTC at Starbucks. When you get the coffee, the coffee is cold. Over time, Ripple has gained more and more attention because it is faster and more scalable than Bitcoin. Bitcoin can process 7 transactions per second, while XRP can process up to 1500 transactions per second. However, he is still bullish on Bitcoin as a means of storing value, which means that he believes that Bitcoin and gold belong to the same category. Bridgewater Associates co-founder Ray Dalio and other industry experts believe that Bitcoin cannot maintain its value because of its volatility. According to previous reports, Garlinghouse said that the IPO is a "natural evolution" for the company and may go public within the next 12 months. He also said that the company has been communicating with the US SEC regarding the regulatory status of XRP. "We have been negotiating with the SEC for some time. I feel that education regulators are part of my job and I think this is a truly constructive process." According to a source with direct knowledge of the situation, this is the company's first public Discuss these two points.