The deputy governor of the French central bank, Denis Beau, recently pointed out that although stablecoins provide opportunities for improving the payment system, they may also bring considerable risks that must be addressed. It made three recommendations for regulators to formulate a stablecoin adoption policy. 1. French and European regulators should respond to the potential positive impact of stablecoin innovation; 2. Regulators need to coordinate the regulatory framework from an international perspective; 3. Policy makers should conduct measures such as field trials to address the current Deficiencies in the fields of payment and settlement. Denis Beau said that despite this, we should remain open to various innovations, including the financial industry, and learn more about measures such as experimentation.