Yang Wang, a senior researcher at the Institute of Financial Technology of Renmin University of China, said that the blockchain is moving from concept to application, and the scenario is indispensable. If other technologies are mainly productivity changes, the blockchain is more like a change in production relations. The connotation of the development of financial technology is the deep integration and leapfrog development of various new technologies and finances. Emerging technologies such as cloud computing, big data, artificial intelligence and blockchain are becoming more and more compact in practical applications, and the technical boundaries of each other are steadily weakening. Future technological innovations will increasingly focus on technology crossover. Fusion area.