Learning Times published an article "Taking Measures to Minimize the Impact of the Epidemic on the Economy." The article pointed out that the outbreak has a greater impact on the development of small and medium-sized enterprises, and the urgency of accelerating related financial reforms and monetary policy adjustments has increased. It is recommended to increase the pilot work of digital currencies. With the advent of the digital age, the rapid development of blockchain technology has given birth to digital currencies. In the next step, digital currency can be used to increase financial inclusion, payment efficiency, payment operating systems, and network security.