Reporter: Li Bing
Source: Securities Daily
Editor's Note: This article has been deleted without altering the author's original intention.
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In the fight against the "epidemic", although the blockchain technology is in the development stage, it is not absent.
According to mutual chain pulse observations, from February 1st to February 14th, there were 20 blockchain applications that assisted in epidemic prevention and control work, including financial institutions.
"We noticed that some local governments are also actively promoting the construction of smart city infrastructure based on the application of blockchain technology while preventing and controlling epidemics." Chen Wen, deputy director of the Inclusive Finance and Intelligent Finance Research Center of the School of Finance, Southwestern University of Finance and Economics Say.
He told the Securities Daily reporter:
"But the cycle of mature application promotion of the underlying blockchain is relatively long, and its actual effect may not be fully tested in this epidemic."
Anti-epidemic blockchain application areas
Mostly identity management
As a new application model of a series of computer technologies such as distributed data storage, consensus mechanisms, and encryption algorithms, the blockchain is currently accelerating its implementation in the fields of finance and electronic certificate storage.
According to the statistics of the inter-chain pulse, after the Spring Festival holiday, the first week of February (February 1-February 9), the blockchain epidemic prevention application was put online, and at this stage a total of 15 blockchain applications went online. Most of the time, on February 7th, 4 blockchain applications were launched to help fight the epidemic; and (February 10 to February 14), a total of 5 epidemic-related blockchain applications were launched.
According to the previous statistics of Interchain Pulse, in January 2020, only 29 blockchain applications of all categories were disclosed in China. It can be seen that the number of blockchain applications increased sharply during the development of the epidemic.
In terms of epidemic prevention and control, the epidemic prevention management system still systematically separates the collection of various identities, and fails to fully promote the interconnection and interconnection of information from all walks of life, which is not conducive to the prevention of epidemics. Blockchain technology is playing an active role.
"Securities Daily" reporter noted that according to the above statistics, in helping to prevent and control the epidemic, blockchain applications are mostly in the management of identity information. For example, the "New Crown Risk Screening System" initiated by the medical artificial intelligence team of the School of Mathematics and Statistics of Xi'an Jiaotong University; the "Blockchain epidemic situation" of the laboratory of the Blockchain Financial Center of Shandong University of Finance and Economics and Alibaba Cloud providing computing and blockchain platforms Acquisition monitoring system "and so on.
"At present, the application of blockchain in the epidemic situation is more talked about identity information management and charity. Among them, identity information management is to help track the flow of people. In terms of charity, blockchain is mainly used to improve the transparency of charity operations. "Chen Wen believes," In addition, at present, small and micro enterprises are the first to be affected by the epidemic, and the work of turning on the information chain of small and micro credit should also be the direction that the blockchain strives to promote. "
Blockchain applications for financial institutions
Mostly related to the credit field
Blockchain technology is used to help prevent and control the epidemic, and applications of financial institutions and fintech companies are mostly related to the credit field.
China Life Property & Casualty Insurance recently said that the use of blockchain and other technologies has been put on the agenda. By then, the entire process of self-service insurance, self-recording, automatic underwriting, and automatic claims settlement can be implemented online; Bank of Zhejiang has launched the credit "green channel" using blockchain technology; Xiamen International Bank has launched the "charity charity sunshine chain" Platform "; On February 11, Baixin Bank provided a full online service for Beijing Xinchen Sunshine Technology Co., Ltd., a resident enterprise in the" blockchain-based SME supply chain financial service platform "(hereinafter referred to as the" platform "). Loan financing services and more.
Dong Ximiao, a specially-appointed researcher of the National Finance and Development Lab, told a reporter of the Securities Daily that
"Due to the characteristics of technology, blockchain has significant advantages in financial asset transactions. In the financial field, although there is still a certain distance from large-scale commercial applications, the application potential of blockchain technology in the financial field is expected."