Source of this article: Daily Economic News
Author: Every time there was correspondent Xie Jing, each edited Yi Kai Jiang, internship Editor Duan Lian
According to industry and commerce information, recently, Xiaomi Digital Technology Co., Ltd. (hereinafter referred to as "Xiaomi") has increased foreign investment and established Chongqing Port Industry and Finance Big Data Industry Development Co., Ltd. (hereinafter referred to as "Industry and Finance Big Data").
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According to the data, the registered capital of Big Data is 66 million yuan, and the legal representative and chairman is Cao Ziwei, vice president of Xiaomi Financial Strategy. Xiaomi holds a 49% stake in Industrial Finance Big Data and is its major shareholder. The other three shareholders are: Chongqing International Logistics Hub Park Construction Co., Ltd., Chongqing Hanhua Fuhui Industrial Co., Ltd., and Chongqing Weixi Intelligent IoT Technology Co., Ltd., which hold 30%, 15%, and 6% respectively.
Business scope: Big data services, technical services, technology development, technical consulting, technology exchange, technology transfer, technology promotion, artificial intelligence public data platform, blockchain technology related software and services, data processing and storage support services, Internet data Services, technology intermediary services, information consulting services (excluding licensing information consulting services), etc.
In fact, Xiaomi has already been involved in blockchain. In March 2018, Xiaomi launched a blockchain game crypto rabbit, and then launched the second blockchain application "Xiaomi WiFi Chain". In the same year, Xiaomi Financial Technology also officially launched a financial alliance chain solution with technical features such as multi-centralization, detrusting, anti-tampering, non-repudiation, and reliable data storage. It is reported that this solution is based on the characteristics of blockchain technology, which can break the data silos of the participants in financial activities.
In addition to the blockchain, Xiaomi's financial landscape also includes consumer finance (Chongqing Xiaomi Consumer Finance Co., Ltd.), microloans (Chongqing Xiaomi Microfinance Loan Co., Ltd.), third-party payment (Jiefu Ruitong Co., Ltd.) and many more Plates.
In May 2019, the insight that 90% of the shares held by Xiaomi Financial, a fintech platform owned by Xiaomi, fintech won the Hong Kong Virtual Banking License.
In early 2020, the Monetary Authority of Singapore announced that as of December 31, 2019, applications had been closed and 21 digital banking license applications had been received. These include 7 applications for digital full bank licences and 14 applications for digital wholesale bank licenses.
Among them, companies applying for digital wholesale banking licenses include Ant Financial, a subsidiary of the domestic Internet giant Alibaba, AMTD Group, New Energy Group, Xiaomi Finance and Funding Societies.