According to the China Securities Journal, the Vice President of the People's Bank of China Fan Yifei recently wrote in China Finance that the central bank will work with relevant regulatory authorities to build a multi-level and systematic financial technology regulatory framework. In addition, Fan Yifei said that since the outbreak of the new coronary pneumonia, there has been strong demand for non-contact financial services. In fact, financial institutions rely on big data, artificial intelligence, blockchain and other modern technologies to provide contactless financial services, which deepens the interaction with customers. In the long run, they have expanded customer base, optimized service models and expanded development space. Of great significance.