Zhu Xiaohuang, former chairman of the CITIC Group: 2019 is expected to become the golden year of financial technology

According to the Economic Observer Online, Zhu Xiaohuang, former chairman of the CITIC Group, said at the "2019 China Financial Innovation Forum" that in the past few years, the scale of investment and financing in the financial technology market has grown steadily, with the open banking industry. The rise, the improvement of regulatory clarity and the maturity of artificial intelligence and blockchain technology will become another "big year" in financial technology in 2019. The essence of financial technology is the use of technology, which means that the use of technology in finance needs to return to common sense, while financial innovation is not a technological innovation, but an innovation in service models and business models.