Titanium media released an article today saying that in theory, the characteristics of blockchain technology is indeed the best way to solve financial problems, but in the process of implementation, each problem still restricts development. On the one hand, current attempts have only been marginal testing and have not changed their inherent patterns. On the other hand, the current temptations also have various loopholes: 1. The electronic bill system does not completely prevent fraud; 2. The industry's awareness is low; 3. The foundation is shaken and cannot be immediately seen. In the future blockchain finance, blockchain technology alone is not enough. New blockchain solutions are needed, and new technologies such as artificial intelligence must be combined with the financial industry to bring new finances. era.