According to Business Insider, on June 23, Business Insider Intelligence released a research report "Blockchain in Banking". The report said that the blockchain has always been one of the most popular technologies in the financial services field, indicating that it is likely to solve the entire industry. Pain points. But as financial institutions struggle to implement blockchain solutions, people have questioned the effectiveness of the technology. The main challenges that hinder blockchain adoption include scalability and performance, as well as trust and regulatory uncertainty.