Industrial Blockchain Weekly Report | The first batch of virtual banks has been internally tested, and the ICT Institute launches a blockchain-based resumption platform

By Wang Qiao

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Zinc Link, as the first institutional media to propose an industrial blockchain, has been actively promoting the landing of the industrial blockchain. Through in-depth reports directly piercing the pain points of the industry, listening to the industry's voice through sharing sessions, presenting an overview of the industry through weekly reports, and showing unique perspectives on industry observation through comments.

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This week, China Mobile Communications Group launched the "China Mobile Smart City Five Sources Plan"; the first batch of eight Hong Kong virtual banks have entered the beta or quasi-test phase. Among them, Zhongan Bank will take the lead in becoming Hong Kong's first virtual bank for trial operation; the Ministry of Industry and Information Technology has released a list of key areas for talent evaluation and capacity improvement agencies, and many institutions have been selected by virtue of blockchain.

The following is a summary of industry blockchain news from March 6, 2020 to March 12, 2020.

I. Industry Information and Reviews

 

China Mobile launches "five sources plan", which will build five major platforms such as the blockchain basic platform

On March 10, China Mobile Communications Group launched the "China Mobile Smart City Five Sources Plan." The "Five Source Plan" is implemented and operated by prefecture-level cities, including five major platforms including residential card platforms, government and enterprise service platforms, business management platforms, blockchain basic platforms, and smart home platforms. In the application of blockchain, the case needs to support larger nodes and adopt an efficient chain structure and consensus mechanism. (People's Network)

Comment: In the construction of smart cities, blockchain technology is essential. It will play a great role in the fields of data sharing and credit security.

The first batch of eight Hong Kong virtual banks have entered the beta or quasi-test phase

At present, the first eight virtual banks in Hong Kong have entered the stage of internal testing or quasi-testing. Among them, after 267 days of preparations, Zhongan Bank will become the first virtual bank in Hong Kong to try it out. (Shanghai Stock Exchange)

Comment: The scope of virtual banking as a zero-contact bank has been agitated by the outbreak, which will accelerate the digitalization process of the entire banking system.

The Ministry of Industry and Information Technology has released a list of institutions that undertake talent evaluation and capacity improvement tasks in key areas, and many institutions have been selected by virtue of blockchain.

On March 9, the Talent Exchange Center of the Ministry of Industry and Information Technology announced the list of institutions responsible for talent assessment and capacity improvement in key areas.

Among the list of talent evaluation institutions in key areas, Shenzhen Qianhai Weizhong Bank Co., Ltd. and Linken International Capital Consulting (Beijing) Co., Ltd. were selected by virtue of blockchain technology. 19 companies including the company were selected based on blockchain technology. (Official website of Talent Exchange Center of Ministry of Industry and Information Technology)

Comment: The talent evaluation work is mainly aimed at school personnel who are about to find employment and industrial technical personnel who are already on the job. At present, the industrial Internet, artificial intelligence, and blockchain have started the junior talent capacity improvement and evaluation work first.

Hangzhou uses the next-generation digital technologies such as blockchain to fully enable enterprises to resume work and resume production

On March 9, the 34th press conference on the prevention and control of new-type coronavirus pneumonia in Zhejiang Province was held by television and online video. Ke Jixin, deputy mayor of Hangzhou, said that in this sudden epidemic prevention and control, Hangzhou has made full use of the advantages of digital economy and digital governance, using the existing mechanism of the city's brain, and focusing on "one picture, one code, one index". Control, using cloud computing, big data, artificial intelligence, blockchain and other new-generation digital technologies to fully enable enterprises to resume work and resume production. (Hangzhou Network)

Comment: Digital technology has become the key to the resumption of production in various provinces. Effective utilization and the most important to improve efficiency are the most important.

Jinan launches blockchain-based supply chain financial platform

At a press conference held in Jinan on March 12, Zheng Deyan, Deputy Mayor of Jinan City and Director of the Management Committee of the Jinan Area of ​​the Pilot Free Trade Pilot Zone, stated that Jinan has hit the shortcomings of the development of import and export trade enterprises and set up a "Spring Trade Link" supply Chain financial platform. Through blockchain and other technologies, the government has completely connected the import and export chains of financial institutions, enterprises, taxation, customs, etc., and issued corresponding policies, provided risk compensation mechanisms, and absorbed high-quality enterprises on the platform by artificial intelligence. Assets, unsecured and unsecured financing, "lightly enter the battle" to explore the international market. (China News Network)

Comment: Capital is the lifeblood of enterprises. Using blockchain technology to solve financing problems can alleviate the current cash flow problems of SMEs.

China ICT Academy launches blockchain-based enterprise resumption platform

The China Academy of Information and Communication Technology uses blockchain technology to connect with authoritative databases through the country's top nodes, and launches "enterprise trust code". The "enterprise trust code" is a unique digital ID assigned to an enterprise based on the blockchain on the country's top nodes. Through this unique identification, enterprises can bind various business behaviors and demand information to the unique identification, thereby becoming a business card for the digital world, helping enterprises to realize digital, networked and intelligent business models. The enterprise credit code is also the only entrance for enterprises to obtain services on the return to work platform. (China Net)

Comment: Resumption of work is imminent, but some companies are facing problems such as raw materials shortage, insufficient logistics and storage resources, and urgently need to switch to production. I hope that the blockchain-based resumption platform can improve this situation.

China's banking service report 2019: China's banking industry uses cutting-edge technologies such as blockchain to optimize financial service processes

On March 11, the China Banking Association officially released the "2019 China Banking Service Report". The relevant person in charge of the Banking Association said that in the field of financial services, the integration of finance and technology is further deepening. China's banking industry steadily uses cutting-edge technologies such as AI, 5G, blockchain, cloud computing, artificial intelligence, and big data to optimize financial service processes, strengthen financial risk prevention and control, and extend the reach of smart service to provide financial consumers Intelligent, scenario-based, convenient and sophisticated consumer financial products and services.

Comment: Digital transformation has become a priority for the banking industry, and the financial system will usher in new innovations.

China Institute of Information and Communications Technology Co., Ltd. Organizes Trusted Blockchain Promotion Plan for 2019 and Proposes Ten Test Observations

On March 10th, the China Academy of Information and Communication Technology released the article "Observation and Analysis of Alliance Chain Technology Testing" to organize the functional test, performance test, BaaS test, and vertical industry test carried out in the trusted blockchain promotion plan in 2019. Disclosure, put forward ten test observations:

1) In terms of the underlying architecture, independent innovation has gradually attracted the attention of the industry; 2) the development path of consensus algorithms has gradually become clear; 3) support for the expansion of multi-mode databases and ledgers has become a hot spot; 4) encryption algorithms and private key management Private key management is gradually becoming richer; 5) Smart contracts continue to evolve steadily and have a trend of diversified development; 6) Alliance chain governance, efficient governance has become an important exploration direction; 7) Privacy protection related strategies are becoming more comprehensive; 8) Cross-chain has become a new technology hotspot Need to continue research to find breakthroughs; 9) Performance testing, the first use of self-developed testing tools Trusted-Bench; 10) Blockchain technology to accelerate the reliable and efficient operation of supply chain finance.

Comment: To summarize the top ten test observations in 2019, namely, the proportion of the bottom-level self-developed research institutions has increased, the development path of consensus algorithms has gradually become clear, the multi-model ledger and scalability have become a trend, the proportion of state secret support has increased, and smart contracts have diversified. Development trend.

Inspur West R & D Center will settle in Chongqing for R & D in blockchain and other aspects

On the morning of March 10, Chongqing held the "cloud signing" activity of the key project for investment promotion in the first quarter of 2020. Chongqing High-tech Zone, as the signing representative of the main venue of the "cloud signing", completed the project contract with Inspur Group. Introducing Li Wei, strategic business director of Inspur Group's Chongqing company, the next step of Inspur West R & D Center will also be set up in the high-tech zone. It will focus on localized equipment, networks, storage and other cloud computing core equipment, virtualization, big data transactions, and smart cities. R & D in cloud computing, big data, artificial intelligence, new smart cities, industrial internet, blockchain, etc. (interface)

Comment: Inspur server sales volume is the third largest in the world. The R & D center settled in Chongqing will further accelerate the development of new technology in Chongqing.

Shanghai fintech companies use blockchain and other technologies to support epidemic prevention and control and economic and social development

On March 10, the reporter learned from the Shanghai Municipal Bureau of Financial Work that Shanghai fintech companies have given full play to the unique advantages of the integrated development of finance and technology, and actively supported epidemic prevention and control and economic and social development. Among them, Wanxiang Blockchain and Wanxiang Trust have used blockchain technology to create a “Wanxiang Charity Trust Account Management Platform”, which stores key documents and assets of donor accounts, and enables historical traceability of the time of events. . In addition, China UnionPay combined with the scenarios of resumption of work and production during the epidemic, and used digital signatures, timestamps, and blockchain technology to provide comprehensive solutions for online contract signing, approval, and signing to entities, which have been promoted to the Shanghai Housing Leasing Association, Shenzhen The Housing and Urban Construction Bureau and other units were used on a trial basis. (China Securities Network)

Comment: Since the outbreak, financial institutions have been actively adopting new technologies, using online integrated services to better meet the diversified financial needs of enterprises and the masses, and promoting the epidemic prevention and control and economic and social development with the "smart energy" of financial technology.

Characters and Voices

 

Jingtong Technology CEO: Improved, hybrid blockchain-like approach may meet regulatory requirements

The CEO of Jingtong Technology and the co-founder of MOAC blockchain said that the "Technical Specification for Financial Distributed Ledger Technology" led by the central bank has strong business guidance for financial institutions and fintech companies. In the future, supervision Departments may also consider launching corresponding product catalogs and lists based on technical standards to further guide the benign and standardized development of the industry.

In addition, he said that the existing public chain-based payment method is a completely decentralized solution. The advantage is that it has a decentralized trust mechanism, but the disadvantages are complex settings, no supervision, no offline payment function, and speed. Slow, unable to support transactions for a large number of users. The fully decentralized model cannot meet the central bank's requirements for the concurrent amount of retail payment scenarios. However, some improved, hybrid blockchain-like approaches may meet regulatory requirements for digital currency centralized management and its speed, efficiency, and security. (Economic Reference)

Japan's Finance Minister discusses blockchain regulation: a balance between innovation and regulation should be ensured

At the BG2C meeting held on March 10, Toshio Endo, director of the Japan Financial Services Agency (FSA), and blockchain governance experts discussed blockchain regulation.

Endo emphasized the importance of ensuring a balance between innovation promotion and regulation. Although the transaction volume of new technologies (cryptocurrencies) is small compared to existing finance, this could have a significant impact on the financial system. At present, the responsibility of the FSA as a financial regulator is to prevent the financial crisis in advance. At the same time, we must promote innovation and contribute to sustainable and healthy social development. Without keeping up with changes in new technologies, regulators cannot perform their duties. In addition, the FSA has been formulating regulatory rules on STO and AML, but the regulatory agency alone is not enough to make the decentralized financial system function properly. It also needs to work closely with other stakeholders, such as the technical community and academic community. (Coinpost)

China Economic Times: Actively promote the application of blockchain technology in education, pension, health care and other fields

China Economic Times said in an article today that it is recommended to vigorously develop the "Internet ++" social cause, actively promote the application of the Internet and blockchain technology in education, pensions, health care, cultural tourism, sports and other fields, and improve online education, online diagnosis and treatment, Infrastructures such as online museums provide more intelligent, convenient, and high-quality public services.

Economic Reference: The core of the digital economic platform is the use of blockchain and other technologies, which will lead to disruptive innovation in the economic system

According to the March 10 issue of the Economic Reference News, in the face of tens of thousands of information flows and information flows in the prevention and control of epidemics, digital economic platforms such as digital information interactive platforms are fully developing their strengths, relying on big data, cloud computing, artificial intelligence, Advanced technologies such as networking, blockchain, and 5G link data and information on the front line of resistance to the "epidemic", while linking decision makers and the general public.

Guided by new technological conditions such as blockchain, artificial intelligence, big data, the Internet of Things, and cloud computing, the digital economy platform will eventually stand in the center of the stage. The core of the digital economic platform is the use of artificial intelligence, blockchain, cloud computing, big data and other technologies, which will lead to disruptive innovation in the economic system. Relying on the rapid development of Internet technologies such as mobile Internet, big data, cloud computing, search engines, social networks, and blockchain, it is possible to quickly and easily connect demanders with suppliers in a wider range. The digital economy is not simply adding digital factors to the economy. Technological progress is only the foundation of the new economic format. More importantly, a new digital economic format with attributes such as openness, equality, and sharing will completely change the face of production and consumption. To shape a new economic structure.

Review of this week's sharing meeting-Luo Xiao, CEO of Yuchain Technology

• Based on the blockchain technology, a data exchange similar to a "safe house" can be created, and the data query needs can be met without exposing all the data.

• Access control can be used as an important tool for smart city management, and it can play a positive role in promoting smart city smart property and floating population management.

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